Our family has had to make some adjustments this month. All our Rexburg bills came in at once (this has been a headache since August), along with a LARGE deposit we had pay and some other one time expenses (Christmas gift)....all in October. We know that we just had to make it through October, but having survived the 1st week (well almost) feels so great. It's allowed us to become a bit more creative. My oldest wants to be Bobofet (sp?) for Halloween so has decided to paper mache his own helmet.